Your Enrollment Begins After a Plan is Identified
Your family is specific. Help us learn more about your needs.
1. How many people are in your family?
2. What is your anticipate household income?
3. Have you already established care with a doctor you want to keep?
4. Will the doctor be in the new plan you have selected?
These questions and more are all very important in selecting the insurance plan that meets your family needs the best.
Call or click below book an appointment to discuss healthcare further.
If you are over 65 or have been disabled for more than 24 months, you will probably need additional coverage to fit your needs or give you benefits the Medicare does not offer.
We need to find out if your prescriptions are covered, and try to get your co-pays as low as possible. We need to check your Doctor to make sure he accepts the coverage, and we need to check to see if you can use plans with Dental, Vision, Hearing, or other benefits like a gym membership or Transportation.
Additional Help Consultation
Dual Eligible qualified, are folks that have coverage with Medicare and Medicaid at the same time. Your area might have a "Special Needs Plan" That will work with both Medicare and Medicaid to offer you additional benefits. Things like Dental, Vision, Hearing and Transportation are just some of the additional benefits these plans offer.
Others might qualify to use a program called "Special Help". This program is designed to make prescription medications inexpensive with your medicare coverage.
There are great options that lower your medicaid costs and give you additional benefits, and I would be happy to see if you qualify and help you understand the programs
Dental Discount or Insurance Plans
These plans are designed to allow you to see the Dentist at reduced rates. They have no waiting period, pre-existing conditions are covered, and they use a huge network of dentists. It is more cost effective to use this coverage than to pay the major dental cost if they happen.
This plan is affordable, you can be covered tomorrow, and chances are your dentist all ready participates in the Discount Plan.
Life Insurance Check-up
Life insurance is a great way to take care of things if something unforeseen happens.
Term life insurance, or guaranteed issue plan can be used to make some of life's unknowns a little easier to plan for
Coverage Tailored to Your Needs
Have healthcare with a high deductible? Plans can pay you if you are hospitalized or need to use a rehab center.
Cancer Run in your family? Get a plan that pays you extra money if you need it.
Worried about having high bill from a stroke or major medical event? Get a plan that pays you cash if you need it, right to you.
Worried about paying your bills if you get hurt and can't work? There are plans that would cover both parents, if they provide family income.
Get the specialized coverage you need, with simple plans, that are cost effective. For many it is just Identifying your needs add adding coverage