Don't settle for a Maybe
561 W Mesquite Blvd, Suite 9
Mesquite, Nevada 89027 (702)344-5444 |
Here are some examples of questions we hear every day. You may have asked yourself similar questions.
Good Question... "Can I keep my Doctor?" If that is all you ask the answer is "Maybe" Better Question...
"What Insurance plans will my doctor accept?" Still the answer is "Maybe 14 or 15" Best Question and what you really want to know....
"Is my doctor visit covered if I want to use his office 30 miles away or do I need to use his office 90 miles away?" Now that we are asking the right question the answer is a simple "Yes or No" |
We ask all the "Important" questions to properly identify Coverage that will meet your needs.
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Where are your medical specialist located if they are not available in Mesquite?
"This is a common and incredibly important question for Mesquite residents: If I need a specialist who isn't local, can I head over to St. George, or am I stuck driving all the way to Las Vegas? The key things you need to find out are whether the health plan offers 'out-of-state' coverage for nearby Utah networks, and what specific medical services are available to you there." What are your current medications?
"Did you know that every health plan has its own unique list of covered drugs? This list is called a formulary, and checking it before you sign up is incredibly important. Plans group medications into different 'Tiers,' and each tier determines your copay. Your specific prescription might be a 'Tier 1' drug (meaning a very low copay) on one plan, but a 'Tier 3' drug (meaning a much higher price tag) on another. Taking a few minutes to compare these tiers can save you hundreds of dollars." What pharmacy do you use and why is it important to know if they are a "Preferred Pharmacy"?
"Want to keep using your favorite pharmacy? You'll need to do a little research first to make sure they are in your plan's network. From there, see if they are a 'preferred' pharmacy. Preferred pharmacies have a special agreement with your plan to offer medications at much lower prices to members." |
Do you have any chronic conditions?
"Managing a chronic health condition is a lot easier when you have the right program backing you up. If you are living with a condition like diabetes, chronic heart issues, COPD, gastrointestinal problems, or cancer, it pays to check what extra support a plan offers. Many insurers provide customized treatment plans and wellness programs tailored to your needs. This even applies to lifestyle changes—for example, if you want to quit smoking, the right plan might cover specialized coaching, classes, or medications to help you succeed." Are you a snowbird or do you travel outside of Nevada or the U.S. for extended periods of time?
"Are you a snowbird splitting time between Mesquite and a summer home? Make sure your health plan travels with you. Choosing a plan without regional flexibility can cost you hundreds of dollars a month in premiums for local coverage you won't use when you're away. Always verify multi-region or nationwide network options before you enroll." 
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It's time to better understand your Medicare and Healthcare options!
With all the options available to you in Mesquite NV, we can help you make sense of them and find options that meets your needs! By the way we could save you some money and get additional benefits.
Retirement Healthcare Coverage |
Lines of Business |
Office Hours in Mesquite, and Clark County |
Medicare Supplements and Advantage Plans |
Southern Nevada, Arizona Strip, Southern and Central Utah |
Extra Help, Hospital Indemnity and Short Term Care Plans |
Nevada Health link approved agent |
Individual and Family Healthcare Coverage |
Healthcare and Market Place: All Utah Counties |
Life Insurance and Guaranteed Issue Final Expense |
Supplemental and specialized coverage (Cancer, Stroke, Accident) |
Stand alone Dental and Vision Plans |
