Annual Enrollment
If you are currently in the Medicare system, or purchase your healthcare from a federal or state run exchange you are aware of the enrollment periods that happen every year. However, are you one of the few that takes advantage of the opportunity to review your needs and see if your plan is still meeting those needs?
It is important to review the benefits that are provided by the insurance companies. Every year the insurance companies are allowed to change coverage, and plan benefits, not to mention, carriers are allowed to enter or leave the market at that time as well. In 2020 there were 26 insurance plans available to the Medicare beneficiaries of Clark County. In 2021 there are a reported 53 plans that will be available. There are reported to be two new carriers available to the under 65 market on the exchange and it is important to make sure that premiums are still in line with your personal financial guidelines.
All of the plans have the exact same coverage that is required by the government entity that oversees Medicare. However, there are many benefits that are provided by the insurance provider to obtain the right to provided you health coverage for the year. We have all heard the list of benefits that an unnamed retire professional football quarterback is listing.
The questions becomes how does one find the best coverage. Coverage that includes your preferred doctors and a prescription drugs at the lowest out of pocket? One could go out on their own and research the options on the internet. The other option is to take advantage of a licensed insurance agent that has been trained on all of the insurance plans available in the area. At Medicare and Healthcare Advisors we find out what benefits are most important to you, review your doctors to ensure the plans presented work with them and look at your prescriptions to ensure that you are selecting a plan that will give you your medicine at the lowest out of pocket cost to you. Most important there is no charge and no obligation for this plan review.
We encourage you to stop by the office 561 W Mesquite Blvd #9 or call to schedule an appointment at 702-344-5444.
It is important to review the benefits that are provided by the insurance companies. Every year the insurance companies are allowed to change coverage, and plan benefits, not to mention, carriers are allowed to enter or leave the market at that time as well. In 2020 there were 26 insurance plans available to the Medicare beneficiaries of Clark County. In 2021 there are a reported 53 plans that will be available. There are reported to be two new carriers available to the under 65 market on the exchange and it is important to make sure that premiums are still in line with your personal financial guidelines.
All of the plans have the exact same coverage that is required by the government entity that oversees Medicare. However, there are many benefits that are provided by the insurance provider to obtain the right to provided you health coverage for the year. We have all heard the list of benefits that an unnamed retire professional football quarterback is listing.
The questions becomes how does one find the best coverage. Coverage that includes your preferred doctors and a prescription drugs at the lowest out of pocket? One could go out on their own and research the options on the internet. The other option is to take advantage of a licensed insurance agent that has been trained on all of the insurance plans available in the area. At Medicare and Healthcare Advisors we find out what benefits are most important to you, review your doctors to ensure the plans presented work with them and look at your prescriptions to ensure that you are selecting a plan that will give you your medicine at the lowest out of pocket cost to you. Most important there is no charge and no obligation for this plan review.
We encourage you to stop by the office 561 W Mesquite Blvd #9 or call to schedule an appointment at 702-344-5444.
